Low Rates and Fees Comparison Chart SERVICE INDUSTRY STANDARD PayProTec Customer Support 8am-8pm/Mon-Fri 24 hrs/day 7 days/week Credit Restrictions Very Strict High Approval Recurring Billing $50 - $475 $15 -$50 Monthly FREE Application Fee $ 90 - $ 195 FREE American Express Setup $ 50 - $ 75 FREE Check Processing Set Up $100 - $250 FREE Address Verification Fee $.05 - $.10 Per Transaction FREE Batch Processing $50 -$250 Set Up $.05 - $.10 Per Transaction FREE Monthly Statement Fee $10 - $15 Per Month As Low As $9.95 Per Month Swiped Rate 1.79% - 2.2% $.20 - $.30 Per Transaction Rates as low as 1.49% Call now for more details Internet Processing Rate 2.29% - 2.95% $.30 - $.35 Per Transaction Rates as low as 1.49% Call now for more details Mail/Phone Order Rate 2.29% - 2.95% $.30 - $.35 Per Transaction Rates as low as 1.49% Call now for more details Secure Gateway $20 - $495 Setup Fee $.10 - $.50 Per Transaction $10 - $30 Per Month $49 One Time $.10 Per Transaction $10 Per Month Approval Time 2 - 3 weeks 12-24 Hours Call now for more details MOTO=Mail/Telephone Order, UNSWIPED=credit card not present, AVS=Address Verification System The minimum monthly charge a merchant must pay in Transaction Fees and Discount Rate Fees is $20. American Express & Discover quote their own rates and are approved separately from Visa® and MasterCard rates.